Small Ticket — Big Market

In previous blog posts, we have seen different payment systems and its impacts on consumers in different attributes such as ease of use, …

Nov 13, 2020 / Read More

UPI Gets An Upgrade

On the first Friday of every month I get a call from the Collections team at Furlenco (a furniture rental platform) informing me that my …

Sep 02, 2020 / Read More

Enabling bill payments market, one step at a time with BBPS

Remember when you used to use natural resources and utilities for free?

Aug 19, 2020 / Read More

Serving the Unconnected: How Aadhaar Helps 500M Indians Transact

Satya is a resident of Massani, a village overlooking the Sahibi river barrage. Massani is a small settlement of about 1400 people in the…

Aug 12, 2020 / Read More

The Enabling Power of UPI Payments

Ah UPI, the golden child of digital payments in India. Last week, I claimed that UPI was one of the most advanced payment systems in the …

Aug 05, 2020 / Read More

What Happens When You Make a Credit Card Payment?

You’ve heard all these amazing things about how a credit card will change your life — you will be able to get cash rewards, join Cred to …

Jul 29, 2020 / Read More

A Brief Guide to Payments in India

This article will summarize the evolution of payment systems in India, and give a brief overview of the key regulatory players involved i…

Jul 22, 2020 / Read More

Money, from Cattle to Coins to Crypto: Part II

In the previous post, we discussed the origins of money in the gift economies of the prehistoric times and commodity money in early civil…

Jul 15, 2020 / Read More