A central point of information on the digital payments industry

Digital payments, such as UPI, are public utilities that have redefined the ease of financial transactions and are taking India towards true digital financial inclusion. DICE engages with leaders in the payments space to maximise the potential of this ecosystem.

Resources

MSC’s Analysis of India’s Payment systems Indicators in 2020

MSC’s Analysis of India’s Payment systems Indicators in 2020

Research
DICE is delighted to have worked with MicroSave Consulting on it’s report…
Master Direction on Digital Payment Security Controls

Master Direction on Digital Payment Security Controls

Regulatory
Released by RBI on 18th Feb,2021
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Payment Aggregators & Payment Gateways Guidelines

Payment Aggregators & Payment Gateways Guidelines

Regulatory
Released March 17, 2020 by RBI.(Updated as on Nov 17,2020)
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KYC flows- Ready Reckoner

KYC flows- Ready Reckoner

Analysis
This post captures the KYC flows for different entities under the RBI…
Manner of conducting KYC

Manner of conducting KYC

Analysis
PURSUANT TO THE AMENDMENT TO RBI MASTER DIRECTIONS AMENDED AS OF JANUARY…
Merchant Discount Rate waiver

Merchant Discount Rate waiver

Update
In recent times, over and again- the government and the RBI has…
KYC flows under the PML(Maintenance of Records), rules

KYC flows under the PML(Maintenance of Records), rules

Analysis
Earlier this month, an amendment of the Prevention of Money Laundering rules…
The KYC Story is just getting Started

The KYC Story is just getting Started

Opinion
The RBI KYC Master Directions has raised more questions than it has…
Amendment to the IT Act, 2000 – A step towards to making it more technology-neutral?

Amendment to the IT Act, 2000 – A step towards to making it more technology-neutral?

Update
ELECTRONIC SIGNATURES & 2018 AADHAAR VERDICT Till 2015, though there was a…
Decoding the Aadhaar (Amendment) bill- PMLA Amendment

Decoding the Aadhaar (Amendment) bill- PMLA Amendment

Analysis
The amendment made by way of the Aadhaar and Other Laws (Amendment)…
Updated RBI KYC Master Directions Jan 2020

Updated RBI KYC Master Directions Jan 2020

Regulatory
This is test description.
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Small Ticket — Big Market

Small Ticket — Big Market

Medium Stories
In previous blog posts, we have seen different payment systems and its impacts on consumers in different attributes such as ease of use, …
UPI Gets An Upgrade

UPI Gets An Upgrade

Medium Stories
On the first Friday of every month I get a call from the Collections team at Furlenco (a furniture rental platform) informing me that my …
Enabling bill payments market, one step at a time with BBPS

Enabling bill payments market, one step at a time with BBPS

Medium Stories
Remember when you used to use natural resources and utilities for free?
Serving the Unconnected: How Aadhaar Helps 500M Indians Transact

Serving the Unconnected: How Aadhaar Helps 500M Indians Transact

Medium Stories
Satya is a resident of Massani, a village overlooking the Sahibi river barrage. Massani is a small settlement of about 1400 people in the…
The Enabling Power of UPI Payments

The Enabling Power of UPI Payments

Medium Stories
Ah UPI, the golden child of digital payments in India. Last week, I claimed that UPI was one of the most advanced payment systems in the …
What Happens When You Make a Credit Card Payment?

What Happens When You Make a Credit Card Payment?

Medium Stories
You’ve heard all these amazing things about how a credit card will change your life — you will be able to get cash rewards, join Cred to …
A Brief Guide to Payments in India

A Brief Guide to Payments in India

Medium Stories
This article will summarize the evolution of payment systems in India, and give a brief overview of the key regulatory players involved i…
Money, from Cattle to Coins to Crypto: Part II

Money, from Cattle to Coins to Crypto: Part II

Medium Stories
In the previous post, we discussed the origins of money in the gift economies of the prehistoric times and commodity money in early civil…
The Story of Money, from Cattle to Coins to Crypto: Part I

The Story of Money, from Cattle to Coins to Crypto: Part I

Medium Stories
Everyone likes money. Some people, like rappers, really like money. But wherever you lie on this spectrum, you will agree that money is a…

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